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The Insurance Company lets you add insurance points to your vehicle. Insurance points protect your car from being impounded by the Tow Truck Company faction if you’re caught parking illegally.

How It Works

Each vehicle can hold a maximum of 5 insurance points. When the Tow Truck Company impounds your vehicle, points are deducted. If you run out, your vehicle can be taken. Sit in your vehicle as the driver and use /buyinsurance from anywhere to purchase points.

Pricing

Insurance pricing is dynamic. Each vehicle starts at a base price of $500 per point. Every time your vehicle is impounded by the Tow Truck Company, the price per point increases by 50% and compounds - so repeated impounds make insurance progressively more expensive.
ImpoundsPrice per point
0 (fresh vehicle)$500
1$750
2$1,125
3$1,687
……
You can reset your vehicle’s insurance price back to $500 via the Premium Shop (/shop).

Commands

CommandDescription
/buyinsuranceOpen insurance menu for your current vehicle (must be in driver seat)
Running out of insurance points does not automatically impound your vehicle. You are only at risk if you park illegally and a Tow Truck Company member is actively working.
Last modified on April 10, 2026